First Time Home Buyers

If you are considering buying your first property, our services can help make the process seamless and stress-free. We have experts who handle all the financial details and can quickly find the perfect property for you. Our education-focused approach ensures that you understand the steps involved and our easy-to-use online application gets the process started accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning and determining associated costs, such as closing costs and adjustment costs. We can also help you understand homebuyer incentive programs and determine how much down payment you need, what you can afford to buy, and what your monthly payments will be. We design custom-tailored mortgage products, securing you the best rate with a mortgage pre-approval. Additionally, we have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application to other lenders if you don't qualify at your bank. Lastly, we use innovative tools to reduce errors, improve efficiencies, and save you time.

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Before you begin searching for your ideal home, it is crucial to get pre-approved and secure your interest rate. Pre-approval is an essential tool that not only saves time but also helps determine the purchase price of your dream home. With this step completed, I can then take it a step further by determining how much money you can borrow from a lender and designing a personalized mortgage product to cater to your specific needs. By locking in the best rate available, you will have the peace of mind of rate assurance. The fast pre-approval process speeds up the overall approval process, enabling you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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