By utilizing my services, you can determine how much you can afford to spend on a home purchase. I will assist you with mortgage pre-approvals, which will help you develop your financial strategy and determine factors such as mortgage amount, down payment, and overall affordability. I will also provide guidance on the necessary documents required for conditional approval. The pre-approval process is an essential first step towards obtaining a mortgage, as it not only reveals the amount you can borrow from a lender based on your current financial situation, but also identifies any potential obstacles to qualification and expedites the approval process. Duration of pre-approvals may vary depending on the lender and your credit standing, ranging from 60 to 120 days. Additionally, some lenders offer the option to lock in an interest rate to protect against potential rate increases. Utilizing advanced tools in Canada, we aim to minimize errors, increase efficiency, and save you time. Take advantage of our quick pre-qualification tools to determine your eligibility.