Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who may have been previously declined elsewhere. Our mortgage options take into consideration reduced taxable income due to claimed expenses, making our Stated Income mortgage a useful option for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more about our self-employed mortgage options.

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