New To Canada

Mortgages for People New to Canada are designed to assist newcomers in understanding the Canadian real estate market and all associated costs. This includes providing information on closing costs and adjustment costs, ensuring that new residents have a clear understanding of what to expect when purchasing a home in Canada.

One of the main advantages of these mortgages is the opportunity to build equity rather than paying rent. By purchasing a home, newcomers can benefit from employment and credit sources, allowing them to establish a foothold in the Canadian market. This can be especially advantageous for those who plan to settle permanently in Canada.

Additionally, these mortgages offer access to the best rates and mortgage options for newcomers seeking higher loan amounts, typically over $1 million. With a down payment of at least 20% saved, newcomers can enjoy more flexibility when it comes to down payment options. In some cases, it may be possible to purchase a home with as little as 5% down.

We understand the importance of homebuyer incentive programs and down payment assistance options, and aim to provide newcomers with all the necessary information. We will guide you through the various programs available and help you determine which options may be best suited to your specific needs and circumstances.

Regardless of your credit history or employment status, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that fits your unique needs and locks in the best rate available to you. Even if you do not qualify at your bank for any reason, such as limited credit or employment history, we can still help you find a suitable mortgage solution.

Finally, we provide access to innovative tools in Canada that can make the first-time home buying experience more efficient. These tools can help you navigate the real estate market, research properties, and make informed decisions during the home buying process.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.