For newcomers to Canada, understanding the Canadian real estate market and the associated costs can be a daunting task. However, we are here to assist you in navigating through this process. We will provide you with information on closing costs and adjustment costs, helping you make informed decisions.

One of the benefits of obtaining a mortgage rather than renting is the opportunity to build equity. By becoming a homeowner, you can take advantage of employment and credit sources, which can ultimately contribute to your long-term financial stability.

If you are looking to secure a higher loan amount (over $1 million), we can help you find the best rates and mortgage options available. It is important to note that you will need to have at least a 20% down payment saved. However, we also offer flexibility on down payment requirements, with the possibility of as little as 5% down.

As part of our service, we will explain the various homebuyer incentive programs and down payment assistance options that are available to you. These programs can help alleviate some of the financial burden associated with purchasing a home.

We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that even if you do not qualify for a mortgage at your bank due to limited credit or employment history, we can still design a custom-tailored product that meets your needs and locks in at the best rate.

To provide you with an efficient first-time home buying experience, we offer access to innovative tools that are available in Canada. These tools can streamline the process and make it easier for you to find your dream home.

In summary, our goal is to assist newcomers to Canada in obtaining a mortgage and navigating the real estate market. We offer personalized mortgage solutions, access to top lenders, and educational resources to ensure a smooth home buying experience.