New To Canada

We offer assistance to newcomers in Canada who are looking to understand the Canadian real estate market and the costs associated with it. This includes providing information about the closing costs and adjustment costs that they may encounter when purchasing a property. By providing this guidance, we aim to help newcomers make informed decisions about their real estate investments.

One of the benefits of purchasing a property instead of renting is the opportunity to build equity. Our goal is to help newcomers understand the advantages of building equity rather than paying rent, as they can benefit from their employment and credit sources in the long run. We strive to provide newcomers with the knowledge and resources they need to make the most of their financial situation.

For newcomers who are looking for higher loan amounts, we can assist in finding the best rates and mortgage options. This is particularly relevant for those who have saved at least 20% for a down payment. However, we also recognize that some newcomers may not have a large down payment saved. In these cases, we can explore more flexible down payment options, such as allowing them to put down as little as 5%. We will also explain the various homebuyer incentive programs and down payment assistance options that are available to newcomers.

We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to offer a wide range of customized mortgage products tailored to the specific needs of our clients. Even if a newcomer does not qualify for a mortgage at their bank due to limited credit or employment history, we can still assist them in securing a mortgage at the best available rate.

In addition to our extensive network of lenders, we also provide access to innovative tools that can streamline the first-time home buying experience for newcomers. These tools can make the mortgage application process more efficient and help newcomers navigate the complexities of the real estate market in Canada. Our aim is to provide newcomers with the support and resources they need to have a successful and rewarding home buying experience.

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