Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have previously been declined, they can still enjoy fast mortgage approval. These mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If you have expenses that impact your qualifying income, a Stated Income mortgage can be particularly useful. You can also include dividend and investment income in your application, as long as it can be proven and shown to be stable. To apply for these mortgage options, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. By working with us, you will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. If you are a Business For Self borrower, we also offer tailored options specifically designed for you. Give us a call to discuss your mortgage options today.