We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed business expenses. The Stated Income mortgage option is particularly useful for individuals whose qualifying income is affected by their expenses. We also accept dividend and investment income as long as there is stability and proof of income. To apply, you will need to provide various documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available. Give us a call today!