Mortgages for people new to Canada can be overwhelming, but we are here to assist you in understanding the ins and outs of Canadian real estate. We want to make sure you are fully informed about the associated costs, such as closing costs and adjustment costs, so you can make informed decisions.

One of the benefits of getting a mortgage as a newcomer is that you can start building equity instead of paying rent. By owning a home, you can benefit from employment and credit sources and potentially increase your wealth over time.

If you are looking for higher loan amounts, we can help you find the best rates and mortgage options. With at least a 20% down payment saved, you can qualify for larger loans, even over $1 million. Additionally, we offer more flexibility on down payments, allowing you to put down as little as 5%.

We understand that coming up with a down payment can be challenging for newcomers, so we will explain the various homebuyer incentive programs and down payment assistance options available to you. Our goal is to help you navigate these programs and find the best solution for your unique situation.

Even if you have limited credit and employment history, we can still help. As we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that fits your mortgage needs. We will ensure that you get the best rate available, regardless of your situation.

To make the process even easier, we have access to innovative tools in Canada that streamline the first-time home buying experience. This will help you have an efficient and smooth process from start to finish.

Overall, our mission is to provide you with the knowledge, resources, and support needed to successfully navigate the Canadian mortgage market as a newcomer. We want to assist you in achieving your dream of homeownership and make the process as seamless as possible.