We provide assistance to newcomers in understanding the Canadian real estate market and its associated costs, such as closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have at least 20% saved for a down payment. Additionally, we offer flexibility on down payments, allowing for as little as 5% down. We will also guide newcomers through homebuyer incentive programs and options for down payment assistance. With access to all of Canada's top lenders, we can create a customized mortgage product that suits your needs and secures the best rate, even if you have limited credit or employment history. We also offer innovative tools to ensure an efficient first-time home buying experience.