Self-employed individuals can take advantage of low rates and excellent mortgage options. Even if they have been declined in the past, they can still benefit from fast mortgage approval. These mortgage options take into consideration the reduced taxable income due to claimed expenses. Those with expenses that impact their qualifying income can benefit from the Stated Income mortgage. Dividend and investment income are also accepted as long as there is stability and proof requirements. To apply for these mortgage options, several documents are required including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to a variety of lenders including large banks, mortgage finance companies, credit unions, and alternative financers is also available. These options are tailored specifically for Business For Self (BFS) borrowers, so it's worth giving a call to explore the possibilities.