First Time Home Buyers
First Time Home Buyers
If you are considering buying your first property, there are several benefits to be gained from working with us. We can provide you with a seamless transition from renting to owning, ensuring that all financial details are expertly handled in order to quickly find your perfect property. Our education-focused approach will help you understand the process, and clear next steps will ensure that you are always aware of what needs to happen next. Additionally, our easy-to-use online application will kick-start the process accurately.
We offer a range of tools and guidance that will streamline document submission and aid in budget planning. We understand that purchasing a property involves more than just the purchase price, so we will help you assess and understand additional costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, and determine how much down payment you need, how much you can afford to buy, and what your monthly payments will be.
We can design a custom-tailored mortgage product that fits your specific needs. We will set you up with a mortgage pre-approval, which will give you confidence in your buying power, and ensure that you lock in the best interest rate available.
What sets us apart is our access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that even if you don't qualify at your bank, we can still submit your application to other lenders who may be able to provide you with financing.
Furthermore, we have access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and ultimately save you time throughout the buying process. With our help, you can navigate the complexities of purchasing your first property with ease and confidence.
