We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast mortgage approval, even if you have faced previous declines. Our mortgage options take into consideration the reduced taxable income that arises from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage for those who have expenses that impact their qualifying income. Our acceptance criteria include dividend and investment income, as long as stability and proof requirements are met. We require various documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We can also provide tailored options for Business For Self (BFS) borrowers. Please give us a call for more information!