Self Employed

Self-employed individuals can benefit from low mortgage rates and excellent options tailored for their unique needs. These options allow for fast approval, even for those who have been declined in the past. The mortgage options for self-employed individuals take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses that impact their qualifying income, a Stated Income mortgage is available. This type of mortgage accepts dividend and investment income, provided stability and proof requirements are met. To apply for these mortgage options, applicants must submit several required documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in their business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financiers, is available, all of which accept reasonable income estimates. Tailored options are also available for Business For Self (BFS) borrowers. To learn more about these mortgage options, please contact us.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.