We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses. We also offer a Stated Income mortgage for those who have expenses that impact their qualifying income. We accept dividend and investment income, but require stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call for more information!