We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have been previously declined. Our mortgage options take into account the reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. In order to apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Contact us for more information!