Mortgages for People New to Canada:
We aim to support newcomers in their journey to understand the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. By providing insight and guidance, we help these individuals build equity instead of paying rent, allowing them to benefit from employment and credit sources.

For those looking for higher loan amounts (over $1 million), we assist newcomers in finding the best mortgage rates and options. With at least a 20% down payment saved, we provide additional flexibility with down payments, allowing for as little as 5% down. Furthermore, we take the time to explain homebuyer incentive programs and down payment assistance options that may be available.

Our network grants us access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This enables us to design a custom-tailored mortgage solution that satisfies your specific needs. Even if you are unable to qualify for a mortgage at your bank due to reasons such as limited credit history or employment background, we can secure the best rate for you.

To ensure a smooth and efficient first-time home buying experience, we provide access to innovative tools available in Canada. These tools help simplify the process and empower newcomers with the necessary resources to make informed decisions.

Overall, our goal is to assist newcomers in obtaining a mortgage that aligns with their financial goals and offers the best possible rates. We understand the unique challenges faced by those new to Canada and strive to provide comprehensive support throughout the entire process.