If you are self-employed and in need of a mortgage, we have great news for you. We offer low rates and excellent mortgage options specifically tailored to individuals like you. Moreover, our fast mortgage approval process ensures that you receive the financing you need, even if you have been previously declined by other lenders.

One important aspect of our mortgage options for self-employed individuals is that we take into consideration your reduced taxable income that results from claimed expenses. We understand that running your own business comes with various costs, and we believe that this should not hinder you from qualifying for a mortgage.

For those who have expenses that impact their qualifying income, we have a solution in the form of a Stated Income mortgage. This type of mortgage is particularly useful for individuals with significant expenses, as it allows them to state their income instead of providing extensive proof.

When evaluating your eligibility for a mortgage, we also take into account dividend and investment income. However, stability and proof requirements are necessary for these types of income sources to be accepted. This ensures that we can provide you with reliable and secure mortgage options that suit your financial situation.

In order to apply for a mortgage as a self-employed individual, there are several documents that we will require from you. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that our experienced team will guide you through the application process and assist you in gathering all the necessary documentation.

We have access to some of the top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to offer you a wide range of options and find the best fit for your specific needs. Whether you have a reliable income estimate or other qualifying factors, we will work with you to find a solution that suits your unique situation.

If you are a self-employed individual and want to learn more about our tailored mortgage options for Business For Self borrowers, don't hesitate to give us a call. Our team is ready to assist you and provide you with the financing you need.