For those new to Canada, we provide assistance in understanding the Canadian real estate market, including the costs associated with purchasing a home such as closing costs and adjustment costs. Instead of renting, we offer the opportunity to build equity and take advantage of employment and credit sources. Our services also include finding the best mortgage rates and options for individuals seeking higher loan amounts, with a minimum down payment of 20% saved, or the option for more flexibility with a down payment as low as 5%. We will also explain the various homebuyer incentive programs and down payment assistance options available. As we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that meets your needs and locks in at the best rate, even if you don't qualify at your current bank due to limited credit and employment history. Additionally, we offer innovative tools to streamline the first-time home buying process.