We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined. Our mortgage options for self-employed individuals take into account the reduced taxable income from claimed expenses. We also offer Stated Income mortgages, which are ideal for individuals whose expenses impact their qualifying income. We accept dividend and investment income, with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Additionally, we provide options tailored specifically for Business For Self (BFS) borrowers. Please don't hesitate to give us a call to discuss your mortgage needs.