You can use the equity in your home to eliminate debts and pay off your mortgage faster. This can be done by refinancing your mortgage to get better rates, terms, and potentially consolidate your debts. You can also switch to a new lender for improved rates and potential savings. You can tap into your home equity for various purposes such as renovations, investments, or debt consolidation. By adjusting the amortization or rate of your mortgage, you can have better payment and prepayment options. It is possible to refinance up to 80% of your home value to address credit card debt. You can also adjust your mortgage as life changes in order to leverage equity or fund education. However, be cautious of prepayment penalties. Canada offers innovative tools for a streamlined process that can save you money and provide access to equity. With our support, we ensure a simple and informed process at every step.