Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process caters to self-employed individuals who may have been declined in the past. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage can be very helpful. We also accept dividend and investment income, as long as stability and proof requirements are met. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Don't hesitate to give us a call to discuss tailored options for our Business For Self (BFS) borrowers.

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