We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast mortgage approval, even if you have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be useful for you. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs.