For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and the associated costs. This includes guidance on closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by taking advantage of employment and credit sources. We also strive to find the best rates and mortgage options for those looking for higher loan amounts, such as over $1 million, with a down payment of at least 20%. We can even provide more flexibility on down payment requirements, allowing for as little as 5% down. Our team will explain homebuyer incentive programs and down payment assistance options to help you make the best decision. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage product that fits your needs and secures the best rate, even if you face challenges like limited credit and employment history. Additionally, we offer innovative tools that ensure an efficient and smooth first-time home buying experience in Canada.