Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent mortgage options for individuals in your situation. We provide fast mortgage approval, even if you have been declined in the past. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. If your qualifying income has been affected by expenses, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as you can provide stability and proof requirements. To apply, you will need to submit various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs!

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