Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options for self-employed individuals take into consideration the reduced taxable income resulting from claimed expenses. Those with expenses impacting qualifying income may find our Stated Income mortgage option especially useful. We also accept dividend and investment income, provided there is stability and proof of income. To apply, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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