We provide assistance to newcomers in Canada who are interested in understanding the real estate market and associated costs. This includes guidance on closing costs and adjustment costs. We encourage newcomers to build equity instead of paying rent, as they can benefit from employment and credit sources. We help newcomers find the best mortgage rates and options, particularly for those looking for higher loan amounts (over $1 million) and have at least a 20% down payment saved. We also offer flexibility on down payment requirements, with the option of as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, allowing us to design a customized mortgage product that fits your needs and secures the best rate, even if you don't qualify at your bank due to limited credit and employment history. Our services also include access to innovative tools in Canada, ensuring an efficient first-time home buying experience.