Self-employed individuals can benefit from low rates and excellent mortgage options. Even those who have been previously declined can experience fast mortgage approval. These mortgage options take into consideration the reduced taxable income from claimed expenses, making them especially useful for those whose expenses impact their qualifying income. Furthermore, dividend and investment income is accepted, provided stability and proof requirements are met. Required documents for mortgage approval include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, is also available, with these lenders accepting reasonable income estimates. There are also tailored options for Business For Self (BFS) borrowers. Contact me to find out more about these self-employed mortgage options.