I provide assistance in determining the affordability of your home purchase by offering mortgage pre-approvals. This involves helping you define your financial strategy, mortgage amount, down payment, and affordability. Additionally, I advise on the necessary documents for conditional approval. The pre-approval process is the first step towards mortgage approval, as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification early on and expedites the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Furthermore, some lenders offer the option to lock in the rate to protect you from increasing interest rates. By utilizing advanced tools, we minimize errors, enhance efficiency, and save you valuable time. Our quick pre-qualification tools provide you with the information regarding what you are qualified for.