Whether you are self-employed or have faced previous mortgage application declines, we offer low rates and excellent mortgage options for individuals in these situations. Our fast mortgage approval process ensures that self-employed individuals can secure a mortgage swiftly, even after previous declines. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses impacting qualifying income, our Stated Income mortgage is particularly useful. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide various documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your options!