We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help these individuals build equity rather than pay rent, taking advantage of their employment and credit sources. We can help newcomers find the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) with a down payment of at least 20%, or with more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product for individuals who may not qualify at their bank due to limited credit and employment history. Additionally, we offer innovative tools that can streamline the first-time home buying experience in Canada.