Self Employed

We provide low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even after previous declines. Our mortgage options take into account the reduced taxable income from claimed expenses, making it useful for those with expenses impacting their qualifying income. We also accept dividend and investment income, provided there is stability and proof of income. For application, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all accepting reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your options further.

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