We specialize in providing mortgages to newcomers in Canada, offering assistance in understanding the real estate market and associated costs such as closing and adjustment costs. Our aim is to help newcomers build equity instead of paying rent, taking advantage of their employment and credit sources. We can help find the best rates and mortgage options for those looking for higher loan amounts, requiring a minimum 20% down payment saved or a more flexible down payment option with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product to suit your mortgage needs, even if you don't qualify at your bank due to limited credit or employment history. We also offer access to innovative tools in Canada to ensure an efficient first-time home buying experience.