Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option can be beneficial for you. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also have tailored options available specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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