At Mortgages for People New to Canada, we are here to assist newcomers in understanding the Canadian real estate market and the associated costs involved, such as closing costs and adjustment costs. Our goal is to help you build equity rather than paying rent, taking advantage of your employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum of 20% saved for a down payment, and we also offer more flexibility on down payments, allowing as little as 5% down. Additionally, we can provide guidance on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including major banks, mortgage finance companies, credit unions, and alternative lenders, we can create a custom-tailored product that suits your mortgage needs and locks in the best rate, even if you face challenges like limited credit or employment history. You can also benefit from our innovative tools designed to make your first-time home buying experience in Canada efficient and hassle-free.