We offer low rates and excellent mortgage options for self-employed individuals, with fast approval even for those who have been previously declined. Our mortgage options also take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as there is stability and proof provided. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. If you are interested, please give us a call!