If you are looking to purchase a home, I can help you determine how much you can afford. I offer assistance with mortgage pre-approvals, which involve analyzing your financial situation, determining the mortgage amount you can take on, calculating your down payment, and assessing affordability. I can also guide you on the required documents for conditional approval. The pre-approval process is crucial as it not only shows you how much you can borrow from a lender based on your current finances, but it also identifies any potential obstacles to qualifying for a mortgage and expedites the approval process. With pre-approvals typically lasting 60, 90, or 120 days depending on the lender and your credit standing, some lenders even offer the option to lock in the interest rate to protect you from any future increases. Utilizing advanced tools in Canada, we can help streamline the process, minimize errors, and save you time. Our quick pre-qualification tools will provide you with information about what you are qualified for.