Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options that cater specifically to their needs. These options include fast mortgage approval, even for those who have been previously declined. Self-employed mortgage options take into consideration the reduced taxable income that arises from claimed expenses. Stated Income mortgage is a solution for individuals with qualifying income affected by expenses. Furthermore, dividend and investment income are accepted as long as there is stability and proof requirements are met. To apply for these tailored mortgage options, applicants must provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is also available, with the inclusion of reasonable income estimates. For the best mortgage option for self-employed individuals, contact me for further assistance.

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