At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and the associated costs involved in buying a property, such as closing costs and adjustment costs. Our goal is to help these individuals build equity rather than pay rent, so they can benefit from their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are interested in higher loan amounts, with at least a 20% down payment saved. Additionally, we offer flexibility on down payments, allowing for as little as 5% down. We can also provide information on homebuyer incentive programs and down payment assistance options. As a mortgage broker, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. We can design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit or employment history. With our innovative tools, newcomers can have an efficient first-time home buying experience in Canada.